HEALTH INSURANCE

Description

Health is one of the most essential prerequisites of high working productivity…

Diseases are sometimes inevitable and can cause unforeseen expenses and loss of working hours, at the same time; certain diseases develop or become complicated due to the lack of being revealed on time, as well as the failure to pass respective preventive medical check-ups, etc.

Health insurance is developed especially for provision of compensation of medical and other services expenses in case of health issues, as well as for provision of timely and prompt medical assistance to the customer.

Health insurance of employees is an important tool for bringing up their quality of work and their motivation.

 

INSURED RISKS

The application of Insured persons to medical institutions with regards to worsening of heath condition, injury, intoxication and other situations where medical assistance is needed.


INSURANCE COVERAGE

  1. Urgent and emergency medical assistance
  2. Doctor-specialist’s house call
  3. Annual preventive health checks
  4. Outpatient medical assistance
  5. Inpatient medical assistance
  6. Cardiology
  7. Angiology
  8. Endovascular neurosurgery
  9. Oncology
  10. Hospital room expenses reimbursment
  11. Medication
  12. Pregnancy and childbirth
  13. Ophthalmology and optics
  14. Dental service
  15. Other services

 

INSURANCE RATE

The range of Medical Insurance Rate is 0.4%- 48.16%

Here are the telephone numbers of the 24/7 Coordination centre:

          (+37410) 561-561,       (+37460) 446-446

Documents

It is necessary to provide the following documents and details for signing a Health insurance policy:

  • State registration certificate
  • Tax code
  • Bank account number
  • The passports of insured persons
  • The social cards of insured persons
  • Contact details

Other documents and details are subject to provision upon Company's request.

 

In case of an Insurance event, it is necessary to provide the following documents after the treatment or signing out: (If the Insured person passes his/her medical treatment at a medical institution, which is not the Company’s partner):

1. Claim form

2. Medical statement authorized by the seal of the respective medical institution:

- Epicrisis, and/or

- Extract from the outpatient medical card, and/or

- Doctor’s consultation statement, and/or

- Reference provided by the medical institution

- The copies of paraclinical examination results (upon Insurer’s request).

  Moreover, in case of a dental claim it is necessary to provide a "Reference for dental claims".

3. Financial documents confirming the extent of damage:

- receipt, and/or

- cash order, and/or

- invoice

HEALTH INSURANCE PROGRAM ՛՛BUSINESS՛՛
HEALTH INSURANCE PROGRAM ՛՛LUXE՛՛
Claim Application form
Reference form
Dental Reference form
HEALTH INSURANCE CONDITIONS
PARTNER MEDICAL CENTERS
What to do in case of an accident
LAST UPDATE: 24.07.2019 10:27
Calculator

In case of inquiries regarding the CMTPL calculator  please call us at (+37460) 54-00-00, or email at info@silinsurance.am, or visit the Company’s office at 3 and 5 Aram St., Yerevan, RA.

You can get information on your current bonus-malus class online through CMTPL online surveys section located on Bureau’s website.

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